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Once the charge is confirmed and the funds are guaranteed, the order status automatically changes to Paid. Klarna: Like Afterpay, you can shop with Klarna in-store and online, albeit a little differently. You can use Klarna as a checkout option virtually anywhere – from brick-and-mortar stores to expos and pop-up shops. Unique to Klarna is the ability to pay with the app even when a retailer doesn’t employ it as a checkout option.

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It is also one of the 5 highest-valued FinTech’s worldwide, next to companies like Ant Financial, Robinhood, or Stripe. In 2020, worldwide revenue reached $1 billion.
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